I made two seperate transactions to take advantage of a "no interest" promotion for a furniture purchase and an electronics purchase at two different retailers. The accounts were payable to HSBC Retail Services. I set up my monthly payments accordingly so that the balance of the purchases would be paid off by the end of the promotion date. With 3 payments left on one of the purchases HSBC started refunding my payments back to my checking account without my knowledge and for no reason. When my last statement arrived, I... read full review »