Arrow Is committing fraud buy adding more money to the original balance which was $2200 when they bought the account from my credit card. I refuse to pay this. Know arrow Is reporting I owe $3, 000 to my credit files they are trying to take advantage of me. This violates the fair dept credit reporting act. I still have there first collection letter. Arrow also fraudulently checking my credit report to. I complained about It they told me they had a permissible to check my credit report. After learning from this site they can't do... read full review »