It is inevitable that when someone becomes delinquent in paying loans, collection agencies will come after you. But these collection agency representatives are going over board. They will harass anyone who answers the phone as if they can make them pay with all the profanities that come out of their mouths. Once my grandmother, 75 y/o, was threatened by this rep and told her that they will have a police officer kick us out of the house. This rep was calling for my brother, who ran away with his gf almost a year ago and has never came back... read full review »