In January I called Target to request a reduction of my interest rate on my credit card. Target informed me that there was a moratorium on reducing interest rates, but I could write and make a formal request. I wrote them a letter about how I have been a valued customer for over 10 years, how I have generated over 8000 of dollars for education and how I had never had an interest reduction. So, on February 11, 2009 I receive a response to my letter. Can I give them a call they'd like to help me with my account. I called. Again they... read full review »