We have sent in papers and faxed papers for modification to litton loan 5 times starting since dec/08 They either do not receive them or tell us they only received part of the papers claiming they tried to call us but our cell phone records speak otherwise. They denied us on the grounds thay received only part of the papers and couldnt get a hold of us but we received paperwork from them saying they had received the paperwork and to expect it to take 60 to 90 days not including weekends or holidays. Now they are dening us saying they only... read full review »