I commented on Don in SC and then realized that I probably should file a complaint myself. I am informed that I have a federal claim against Royal Palm Vacations, also DBN Financial d/b/a Capital Financial. Contact: U.S. Postal Service 1-800-372-8437. Fraud must contain: 1. A false statement of a material fact 2. Knowledge by the defendant that the statement is untrue 3. Intent on the part of the defendant to deceive the alleged victum 4. Justifiable relieance by the alleged victum on the statement 5. Injury to the... read full review »