You can't talk to these people...it looks like they want to own as many houses as possible and show losses so that they can get some of the money being handed out...the first thing they did was a modification loan (now remember, we couldn't make the payments we had) and raised our payment from $594.00 to $615.00 per month (not too bad, but more than before) and we had to have papers signed and notarized to send back to them agreeing to pay the higher rate, then when the first payment coupon came in the mail, it was for the $615., the... read full review »