I was billed 29.95 and a 1.00 for an online enrollment for a free credit report. I remembered the terms and conditions and it slipped my mind to call and cancel. When I did call I spoke with a representative and they gave me a refund. I also remembered the offers that were made when I provided my credit card info. I read through everything and declined the offers such as Privacy Matters and PM Identity. For some reason people are so eager to get what they want and don't take the time to READ. And what is even more confusing that people... read full review »