To whom it may concern: I would like to know why is it that when you do a cash advance which if you will notice will have a higher interest rate attached to it, that when you make a substancial payment that you can not have it pay towards that amount of your choice to lower the balance on the higher interest rate. No the banks apply payment to your balance on the purchases balance. THIS IS RIDICULOUS!!! and just another way for the banks to RIP YOU OFF!!! and make big bucks off you. I had a unfortunate scenerio a year ago and had to... read full review »