This agency represents themselves as a Law Firm and Collection Agency. When in fact all they really intend to do is harass the people that are facing hard times. I have an account that was assigned to this firm they never made any attempts to contact me until I was served with legal papers saying they were suing me. When I tried to negotiate a payment plan they were unwilling to take any money from me and said that they would get their payments through a wage garnishment. Unfortunately I will have to now file bankruptcy to avoid them taking my... read full review »