If I had seen this before I tryied to get help I wouln't of hired them to help with my loan. Which I was getting nowhere with on my own. It was my Bank that put me in this situatuion. But thank to Peoples First I am now caught up on my back payments and in a 5.5% 3o year fixed. They(Ray) got me what he promised, accually lower than told, and I couldn't be happier. Sorry to ruin all this negativity. John, Ca read full review »