I received a suspicious collections letter from NGI in the mail this week. It was addressed to me under a former married name that I haven't used in over 18 years! I did not live at this address 18 years ago, either. The store account credit card they say is past due in the amount of $892.07 was charged off in a bankruptcy in 1990! That's almost TWO DECADES AGO!! When I looked up the company listed as their 'client', Asset Acceptance, Llc, I found that they are a major purchaser of charged off debts and then they go and try... read full review »