Consumer. Beware! Like a fool, not only did I neglect to listen and read carefully enough, I didn't even notice, until months later, that My Debt Choice was charging me a bogus $20/month. Let me explain... I needed help to reduce my debt, and heard CREDIT ANSWERS on the radio, who reviewed my situation and hooked me up with MY DEBT CHOICE, who reviewed my mountain of debt and hooked me up with CONSUMER'S ALLIANCE. Now, of course, I could expect a fee from MY DEBT CHOICE for their work... but a MONTHLY FEE?? Once they passed... read full review »