Never late on my payment. With all the bank scares GE lowered my credit limit from $2000 to $100 and gave me no notice in December 2008 due to restructuring credit limits. October I charged $800 in Christmas put paid it in full in November to avoid finance charges. Before I received notice and now with a zero balance I charged one gift for $101.14, and they turned me into a credit agency for over the limit. So for $1.14 they have dinged my credit report and charged me a $40 over the credit limit fee without even notifying me. This bank conisist of a bunch of non ethical, crimial thugs who need to be put behind bars. read full review »