I'm being sued for a credit card debt. I closed this particular account originally with Capital One at lease 7 years ago. Unfortunately I have none of the original paperwork. I've learned since then I should have gotten a written confirmation from Capital One that I closed the account. I closed the account specifically because they continually applied my payments late usually the day after it was due. I paid the account off and told them to close the account. Again about 3 times they continued to try to bill me for late fees. The... read full review »