My original mortage was in April 2006. Was taken over by ASC only 3 months into said loan. I was never advised of same. Just recvd info in mail from ASC! Since the beginning of said loan I have remiited my payments always in a timely fashion..never a late payment. If they did not recv the payment by the 5th of month I would recieve a call either at my offfice or at my home. Unacceptable.! I was advised by the original lender that I could refinance within 2 years to a fixed rate. When that time came and I contacted ASC referenicng same I... read full review »