This company has quite a scam to hold other peoples money. They are holding up several of my clients funds by doing a bogus fraud investigation. My clients purchases were verified by their own credit card companies. Both my clients, my clients credit card companies, and myself has authorized the transactions. Innovative Merchant Solutions has taken the money from my clients and refuses to give the funds to me (the vendor) despite authentication and verification by my clients own credit card companies. I would highly recommend NEVER doing business with these crooks. They threatened to hold the funds for 270 days!! This cant be legal. read full review »