This company is supposed to help people modify home loans. However, After sending them my personal information, and credit card number, I have not been able to get in contact with them. In addition, my mortgage companies have not heard from them either. The credit card that was used for them to bill me has since had fraudulent charges on it and has had to be cancelled. My personal information was used for Fraud. I have not been able to reach anybody at this company to get my money back. I will be notifying the better business of California. My Credit card companies are also investigating them. read full review »