I hadn't heard from these idiots in a long time. I received a letter from them about 2 weeks ago. Same crap, new day. I sent a certified letter requesting validation. I'm sure I will get back some type of cut & paste document or a print screen. I will then send a certified letter demanding they produce the original card-holders agreement which they will not be able to. I will then have my attorney demand that all of my information be removed from their files and my credit report. If these clowns try to collect from you... read full review »