At first the wal mart money card was an exxcellent idea. No papers to fill out direct deposit use it any where visa is excepted, but now you have to pay to reload everytime, monthly membership fee s apply monthly( no problem) but then you load money and can't get money off. You try to call customer support and they charge you for that too. Come on now its our money not yours and we pay to use the card. So, how is it fare to us. That's not saving money Wal- Mart, that's spending more than you sve. read full review »