The minimum payment each month is $10. However, if payment is received one day late there is a $45 fee. I closed my accounts because the late fees were killing me even though I was paying the monthly payment (latest a payment was received was one week). After closing the accounts a customer service rep called me at my place of employment and after I told her that I could not set up a payment plan on the spot, she persisted to tell me that I was being childish and did not want to pay my bills. What she did not know was that my boss was standing... read full review »