Seriously guys...before you go pick up the phone and cry to the "relationship managers" at this company about how you were done wrong...do your damn homework...there is a little thing called "Terms and Agreement"...in that it discloses ALL the things that can happen to you or your account...by signing your application and opening an account you are agreeing to this...agreement. If you dont like it...DONT sign up for the damn card...and here are just a few other specific concerns I would like to voice. 1. It is not YOUR... read full review »