Vanderbilt is the worst company that me and my husband has ever delt with before they will not cut you no slack on in trying to lower your monthly payments or even help you try to refinance your new house. I would not send nobody to do business with vanderbilt also they took advantage of us when we was going to by a doublewide. So if any who reads this I would not give them your business at all I would go with someone else. They are rip offs. They even did my grandmother wrong . This company needs to go out of business. read full review »