I too have had these similar experiences with GE Money Bank. Changing due dates, slow processing and jacked up interest rates. I have also had this experience with Bank of America. So, credit seekers beware. They work just like a legitimized GE Money Bank.<br /> On both accounts I have always paid significantly over my minimum due, and generally I have paid earlier than the due date. But, due to the fluctuating due date I have been a couple of days late on several occasions. Mind you, they cannot even report me to the credit bureau... read full review »