I recieved a letter in the mail that I owed $956.59 for account that I never had or opened. To settle the account now with a lump-sum payment of $573.95 or three monthlyt payments of $223.20 saving of $286.98. I contact the company J.C Christensen and Associates, Inc. I informed the person name Kathy Per the Fair Debt Collections Practices Act I wit in 30days please provide vaildation of all collection asking specifically for the documented vaildation from the orginal creditor itemizing charges and dates the purchase/charges were made in... read full review »