I received a form letter stating effective April 1, 2009 my 8.99% APR was being raised 67% to 14.99%. I have NO late payments, Never over the limit, no cash advances, been a perfect customer. When I asked why, they told me QUOTE" we are tightening our policies". I am outraged! President Obama is bailing out these banks, and they are now DOUBLE DIPPING, getting our tax dollars from the bail out and raping good credit worthy customers by raising interest rates for NO REASON! read full review »