It seems anytime I mail my monthly payment to Leaf, it always shows up in their hands a day late. A late charge of $39 incurs if late. I have mailed payments to New York (from California) and they typically make it there in 4 days. Again, this month, I decided to mail in my payment to Leaf (I pay by phone most of the time because they're unreliable, but it costs me an extra $10 to phone it in) because times are tight. I mailed my payment on March 12, 2009, figuring they should receive it by the 20th, the due date. Well... read full review »