I have a notice from Federal Credit Corp on a law office letter head for the law offices of Laurence A Hecker. This debt was from close to 15 years ago and has been written of for a number of years now. It was the cause of a messy divorce. I have gotten calls from other agencies about this same debt and as research has shown, there is no way that they can force me to pay this debt and there is no way that they can hurt my credit yet I still keep getting threatening letters. I have high blood pressure and a bad heart and everytime I get something like this my blood pressure spikes and my chest hurts. read full review »