I have had an Elder Beerman credit card for several years and had no problems until recently. I did not receive a statement/email for payment due during February and Elder Beerman decided to turn a late payment into my credit report. I found this out when I was applying for credit with another company. I immediately paid EB online and made several attempts to contact them, only getting negative feedback. I had them to close my account because I cannot trust their billing system. read full review »