this credit card company is demanding an interest rate of 30%, which is outragious for someone who has a very high credit rating and has never paid late. This pratice must be illegal and unfair; the result will only serve to damage the American taxpayer. I was left with no other choice, but to cancel this card, which will have a negative impact on my credit rating. I am certain this will effect a large number of the American population if this company and companies like it continue to take advantage of the American public. read full review »