I HAVE A COCHLEAR IMPLANT AND CANNOT UNDERSTAND OVER A TELEPHONE, THIS ADV. CAME UP ON MY COMPU TER STATING A DISK FOR $1.95 TO EXPLAIN U. S. GRANT MONEY' THAT IS GIVEN AWAY. I ORDERED THE DISK OVER THE COMPUTER FOR 1.95 THAT IS ALL I GAVE PERMISSION TO BE CHARGED ON MY CHASE CREDIT CARD. THEY CALLED OUR HOUSE SEVERAL TIMES ASKING FOR ME RUTH WEBB, MY HUSBAND ALWAYS EXPLAINED THAT I COULD NOT HEAR OVER TEL. PHONE AND HE IS HARD OF HEARING AND WOULD TELL THEM HE DID NOT KNOW ANYTHING ABOUT THE ORDER, NEVERGIVING PERMISSION TO CHARGE... read full review »