I received a phone call yesterday from this company after my husband responded to an online offer for health insurance. Since he has been recently laid off we are in search of affordable coverage for our family of 6. The woman who called was very helpful and offered us a PPO plan that would cost one quarter of what we were paying through his previous employer. When I asked how they could do this she said that they were a non-profit set up simply for situations such as ours and not everyone qualify. She wanted a commitment right away of $250... read full review »