In '06 my husband and I made the mistake of getting a loan through United Auto Credit Corporation for a car. This was the beginning of one of my worse nightmares. I don't wish this kind of horror on anyone. Please think twice before using this company. The interest rates are rediculous, and that's just for starters. In '08 my husband became disabled and unable to work and had no money coming in at all so we were suddenly dropped down to one income. Therefore, yes, my payment was late for quite sometime, It was paid but... read full review »