I discovered a charge of $39.95 when I called & checked my account (something I do on a regular basis to keep my account balanced ect..) Did not receive any kit, do not know what it is about. I talked to a bank personel, at the bank where my account was credited the amount, they said I could do some account changes-but all the checks I have now would be waisted & I would have to purchase new checks. That would be really unfair for me & my family to go through...So I'm reaching out to see what I can do to get our money back into our account & find out this happened to avoid it from NEVER happening again. read full review »