After setting up a payment arrangement for a debt that we did not dispute that we owed, this company decides #1 not to tell us that there is a 5.00 fee for every transaction #2 takes out payments early causing overdraft fees if the money isn't in there #3 doesn't return peoples emails, or phone calls. When it comes to them collecting money they have no problem calling and threating to take you to court, but when it comes to them having to admit that they have incompetent people working for them that can't tell a wednesday... read full review »