Money works took my money to help me with getting lower intrest rate. Well I joined in Nov of 08 and to this day 3-25-09 I have had the worst serivce there could be they don't call when they say and they say if don't help after six months they will refund your money . That is a JOKE. I have told the a couple times I want a refund but I get no where. I need help!!! read full review »