I had not heard of the IWB Club, never signed up with them or authorized any charges. While checking my checking account I noted a $29.95 charge fro the IWB Club. I called the number listed on my bank statement, and after 20 minutes a lady answered, and explained that they gained my PERSONAL and CHECING ACCOUNT INFROMATION from a company when I agreed to a $1 charge for a cd about "Free" grants, and they automatically signed me up and charged my account. They agreed to "cancell my subscription" (what subscription?) refund my... read full review »