I have been a customer to USBank in North Canton Ohio for 2 years and I just received 2 overdraft charges in the amount of $37.95 a piece when the account never dropped into the negative. I called the bank because it is very obvious that $200 - $20 does not equal -$11 and they said it did go into the negative. Well I can't really argue because I have no power to do so, I can only say OK here is my money. I have done research and there are other people that have had this same issue. I would highly recommend that NO ONE open a checking account at usbank, they just want your money. read full review »