I received the letter about paying off a pass dept. It all sounds good, about getting a credit card to reestablish credit when you have bad credit and taking care of a pass dept at the same time. The payments arraignments are what caught my eye as well as having my pass dept taken off of my credit report. But after reading several of the Ripoff Reports I am not going to go through with this offer. I had paid my first $20.00 and my check did not go through my bank so therefore I was charged an additional $35.00 for NFS. But again, after reading... read full review »