Applied for a secured Visa from them March 3, 2009. Provided a checking account information and authorized them to take out $350 for a minimal line of credit. Was told that I'd receive a card within the next 72 hours. Checked status on March 10. Learned that $350 had been taken out from my checking account, yet no confirmation of approval. That same day, faxed a letter to 302 456 1013 requesting to cancel card request and to return $300 (less $50 for their processing fee). As of March 26 2009 have yet to hear from them. read full review »