American Residential do not tell when you sign up for their service that if your Appliances or AC unit are older models that they will not be covered for repair or replacement. American Residential will not fix or repair or replace any thing that is not fairly new. If you have a new home you wouldn't need thier home warranty coverage. Those of us with older homes who might consider purchasing this insurance. Don't do it it's a rip off! If your Appliances, AC, Heat Pump or Hot Water Heater are more than 5 years old they will only... read full review »