United American Insurance Co. is the biggest scam going. They use dishonest sales personnel, and they are trained that way. Don't let the rebuttals defending the company fool you. The executives and managers are told to monitor this site, and receive ' brownie points' and are promised promotions for writing rebuttals. The salesman totally misrepresented this policy as Major Medical. Fortunately I did read the contract, and knew exactly what I was buying. The salesman also included these worthless Heartland discount card... read full review »