I heard an advertisement on the radio for TDIW and John Cummata. Called an 800 number. Spoke with a representative. She never discussed the cost of the material but said I could receive the TDIW materials for a 30 day trial if I paid $4.95 for shipping. I agreed to let them charge my credit card for the shipping cost. I received the material, reviewed it but did not get it back within the 30 day trial period. Shortly thereafter, I was charged $89.95. I did not have a problem with this charge because I felt the material was worth thi... read full review »