These people are scam artists and liars!!! BEWARE!!! Extrememly dishonest. They advertised 5% for 30 years with 20% down, a $295 immediate down payment toward total costs of $1, 300. After I signed up, the fees kept coming all the way to $5, 560.00! plus changed to 25% down, plus 2 points up front (1 point over what was quoted to sucker me in). Their response, read the fine print. This is BAIT & SWITCH after they have your money and you're locked into the scam!! Bob Glazewski lied every time we talked, and the manager, Fran, said... read full review »