just found out today 3/30/09 that an unauthorized cedit card transaction was made to this company with my haac college refund card on 10/06/08 in the amount of 450.50. the reason for the lapse in time is because i moved from harrisburg pa to detroit mi and my computer and things were in storage. so i had no internet access until recently. but i had thousands of emails to go through. i did inform higher one that my card was missing at that time i assumed that the matter was handled. today they informed of this transaction and gave me the... read full review »