We have been working with Daylight since Sept 2008; paid $1, 000 upfront; first promised that the HOPE for Homeowners program - no results; went to bank with loan modification in Dec 2008; bank started to respond in March 2009, bank set sale date of April 1st; Daylight kept stating they could get the postponement to start loan mod negotiations; less than 48 hours before sale date; no response from Daylight. No other option other than Short Sale at this point. Granted this wasn't a set deal with the loan modification but when all sources state loan modification is going to happen, it's extremely upsetting when it all falls through read full review »