NEVER get the Capital One Payment Protection Plan. Although they take money out of your credit card each month to pay for this, it has so many loopholes that you will get royally screwed if you ever have to use it. First, if you have it and it and you become ill, it won't pay your balance like it says cause it will become a "preexisiting illness". Then, no one knows what is going on even though you become permanetly disabled (of course not of choice), and you really need it you have to start the "notice of claim, 6, yes, I... read full review »