I have sent several online messages to AHMS using their own messaging system. (Message dates: 1/26/09, 2/23/09, 3/18/09 3/25/09) No reply to any of my messages. In late 2008 we did a loan restructuring, but only two months later, my payment went up again. I feel I have been "dooped". I sent messages regarding this situation months ago with no reply to date. My most recent messages have been to inquire as to what company owns my loan, still no reply. I get feel helpless to speak with anyone about this who knows our American economic... read full review »