I previously had a mortgage approved by infinity home mortgage, it took months to get the mortgage approved, two months ago my agent at infinity called me to offer me an FHA refinance on the home i purchased, it was a good deal as my points would drop 2% with a significant savings on the payment. I met with my broker, mark gagliardi, and signed all the pre approval paperwork, such as that i understood costs of refinancing etc. I was told my Mark I would go to settlement in a week, well that was two months ago and i have yet to hear from... read full review »