I have been self employed for nearly 13 years and have managed to keep my head above water through the economic ups and downs. In the early part of 2006, I moved my commercial banking to Compass Bank, huge mistake, and opened two business checking accounts and accepted a small $10, 000 business line of credit. At the time I had an excellent credit score of 759 and was managing to make ends meet in this competitive marketplace. From time to time I would use my line of credit to purchase equipment and it pay back out of profits. There... read full review »